• Stay Informed

    Gain insight on employees and candidates who work in financial institutions, managerial or money-handling positions where financial fraud is a potential risk.

  • Stay Compliant

    Credit information is highly sensitive. In order to protect candidate and employee privacy, we help businesses meet various legal eligibility requirements.

What Is Included in an Employment Credit Check?

*This does not include an individual’s credit score. See the difference.

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Names and addresses of current and previous employers.

Notifications of civil judgement, tax liens, and bankruptcies.

Positions and dates of employment at current and previous employers.

A record of the individual’s credit and payment history.

Any unpaid bills turned over to a collection agency.

Other credit inquiries that have been made on the candidate.

What You Need To Know

Employers must complete a one-time credentialing process to meet specific legal requirements. The process generally takes 3-5 days. If an on-site inspection is required to verify that your business is eligible to run employment credit checks, you’ll pay a one-time fee of $74.99. After that, simply add credit checks to any GoodHire background check for just $14.99 each.

Get Credentialed To Get Started

  • Create A GoodHire Account Start by completing GoodHire’s free sign up process, or sign in to an existing account.
  • Meet Eligibility Requirements Online questions determine your eligibility to run credit checks and identify any required legal documentation.
  • Complete On-Site Inspection A certified inspector verifies your business’s legitimacy with an on-site inspection of the business premises.

Several states, including CA, CO, CT, DE, HI, IL MD, NV, OR, VT and WA and a few cities like New York and Chicago have restrictions on how employers can use employment credit checks in hiring. Your legal counsel can advise you.

Looking for your personal credit information? Check out IdentitySmart.